Common Problems

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Problem: Never enough funds to cover needs.

Cause: Not controlling small expenses and "pocket money;" draining the budget for miscellaneous expenses.

Solution: Plan on a weekly allowance. Use it and NO more.

Problem: Not being prepared for occasional expenses.

Cause: Not having a safety pool of funds.

Solution: Set aside funds on a regular, planned basis.

Problem: Late payments.

Cause: Out of balance checking and lack of organization, resulting in "forgotten" payments.

Solution: Establish a bill paying system.

Problem: Never achieving financial security.

Cause: Not saving regularly.

Solution: Make a habit of saving