To schedule your Debt Management counseling session, please call 800-343-3317 or  click on link below for online counseling. 

Debt Management Program


 

The Debt Management Program (DMP) is an alternative to personal bankruptcy and a solution for people who are over-extended with debt. Counselors negotiate with clients and creditors to establish and accept an alternative payment plan. Clients pay a certain amount into the deposit account based on their indebtedness. Funds are then disbursed from the account on a fair and equitable basis to all the client's unsecured creditors. As the months pass, problems are eliminated and solvency is restored to the client.

One of our principle programs, here at CCCS, is the debt management program. Click the link below to see what we have to offer.


Online DMP Program

In-Person DMP Program

To meet with a counselor in-person call 800-343-3317 or 850-434-0268.

Required Forms

 

We're a nonprofit organization offering debt management and educational programs helping financially distressed families and individuals effectively manage their finances.