Helpful tools and tips when it comes to your credit and money management.
News, Articles, Tips, & Videos
CCCS has a ton of readily available information, free for you to download. Click the link below to be taken to our publications page. Below are links to various press releases and financial information sheets. Please use these freely as you wish.
Money Management Tips
Learn how to manage your money successfully with these tips!
Cutting Expenses
Learn how you can cut your expenses.
Increase your Income
Ways to increase your income or come up with additional cash.
How to Evaluate Financial Health
Different ways to help you asses your financial health.
Financial Danger Signals
Signals to watch out for when it comes to your money management.
Making Your Savings Grow
How to make your savings grow.
The Envelope Method
This method is convenient for those who shy away from working with numbers. It allows you to set aside money each week for your various expenses.
Common Problems
Common money management problems.
Determine your Debt to Income Ratio
Learn how to figure out your debt to income ratio.
How Interest Affects the Life of your Debts
Learn how your interest can affect your debts.
Credit Card Fraud
Learn more about credit card fraud.
The Rule of 78
Learn about the rule of 78.
Myths and Facts about Credit
Learn about some myths and facts about credit.
Credit Report Info
Learn about your credit reports.
Establishing Credit
Learn what to do when establishing your credit.
Public Record
Information that appears on your Credit Report may include some of those items which are a matter of Public Record.
Fair Debt Collection Practices Act
Learn about the Fair Debt Collection Practices Act.
Buying a House
What to know when you're buying a house.
When to Refinance your Home
Learn when you should refinance your home.
Fair Housing Act
Learn about the fair housing act.
The Real Estate Settlement Procedures Act (RESPA)
RESPA is a mortgage loan disclosure act that was designed to inform buyers and sellers of the settlement costs.
Truth in Lending Act
Learn about the Truth in Lending Act.
Equal Credit Opportunity Act
Learn about the Equal Credit Opportunity Act.
Consumer Links
Credit Bureau Reports
We're a nonprofit organization offering debt management and educational programs helping financially distressed families and individuals effectively manage their finances.
